A safe and flexible way to save for the long term
Savings Bonds for everyone
Savings Bonds are a special type of Singapore Government Securities that is suitable for individuals.
Complements other savings and investments
They complement other savings and investments as a safe way to save for the long term.
Three main features
Savings Bonds are fully backed by the Singapore Government. In addition, you can always get your investment amount back in full with no capital losses.
Invest for up to ten years, with interest that increases over time. The longer you save, the higher your return.
Or, choose to exit your investment in any given month, with no penalties. There is no need to decide on a specific investment period at the start.
How can it benefit me?
You don’t need to set aside a large amount of money - start with as little as $500.
Saving for retirement
If you are a retiree or nearing retirement, Savings Bonds can be a safe and flexible way to maintain the value of your nest egg.
"Rainy day" fund
Earn step-up interest on your savings while having the flexibility to access your funds within a month.
Diversify your investments
If you’re an active investor, you can diversify the risk in your investment portfolio by allocating a portion to Savings Bonds.